Affordable Car Insurance

Affordable Car Insurance

Every Driver has one thing in common, they'd like to pay less for car insurance.

The best way to find savings is by comparing auto insurance rates from multiple carriers. But that can get overwhelming fast, especially if you have a less than perfect record. TopTier Insurance can help!

So, if you are looking for cheap car insurance, you're in the right place! Plus, we do all the legal work so you can sit back and enjoy those monthly savings

How Car Insurance Works?

A car insurance policy is a contract between the policyholder, usually the car’s main driver, and the insurance provider. The insurer agrees to protect the policyholder against financial losses outlined within the policy (this is an important note because if it’s not in the contract, insurance companies will not cover it).

As a policyholder, you are concerned with your premiums, coverages, exclusions, and payouts. The premiums are what you pay to keep the policy. Coverages are those conditions outlined explicitly in the policy, where your insurance company will payout. Exclusions are special cases that will nullify your policy, such as driving while intoxicated, preventing you from receiving payouts. And the payout is the amount up to which an insurance provider will make you whole.

Our Mission

Our mission is to empower insurance shoppers to better protect life's most important assets—their family, property, and future. Our vision is to use data and technology to make insurance simpler, more affordable and personalized, ultimately reducing cost and risk.